Howell Michigan Real Estate and Mortgages

Rate watching is becoming a real common trend with people anymore today, but one thing I will advise people is to proceed with caution when looking to refi, because it is not going to be the easiest thing to do in Michigan. This is in large part because of the housing market being so bad.

The banks are trying to eliminate loans that are cash out above a certain Loan to Value, which is difficult to even get a true appraisal on anything in Michigan. Banks have officially started viewing foreclosures as part of the housing norm. If you are looking to refi the first thing we will need to do is order an appraisal and allow the banks to beat that up, and then the rest of the loan process will be pretty easy.

Mortgage rates were at 6% today. on a 5 year ARM, and 6.375% on a 30 year Fix.

If you need to refi then fill out this form, and we will get the process started.

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